@media (max-width:640px){.nav{gap:12px}.nav a:not(.btn){display:none}.hero{padding:60px 0}.section{padding:52px 0}}:root{--navy:#14284b;--navy-2:#1e3a6b;--gold:#b8893b;--ink:#1c2433;--muted:#5b6577;--bg:#fff;--alt:#f5f6f9;--line:#e2e6ee;--serif:Georgia, "Times New Roman", serif;--sans:system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--sans);color:var(--ink);background:var(--bg);margin:0;font-size:17px;line-height:1.65}a{color:var(--navy-2)}.container{width:100%;max-width:1080px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}h1,h2,h3{font-family:var(--serif);color:var(--navy);margin:0 0 .6em;line-height:1.2}h1{font-size:clamp(2rem,5vw,3.1rem)}h2{font-size:clamp(1.5rem,3vw,2rem)}h3{font-size:1.2rem}.muted{color:var(--muted)}.small{font-size:.85rem}.center{text-align:center}.header{border-bottom:1px solid var(--line);z-index:10;background:#fff;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;height:78px;display:flex}.brand{font-family:var(--serif);color:var(--navy);align-items:center;font-size:1.25rem;font-weight:700;text-decoration:none;display:flex}.brand span{color:var(--gold)}.brand-logo{width:auto;height:46px}.nav{align-items:center;gap:22px;display:flex}.nav a{color:var(--ink);font-weight:500;text-decoration:none}.btn{background:var(--navy);border:2px solid var(--navy);cursor:pointer;border-radius:6px;padding:13px 24px;font-family:inherit;font-size:1rem;font-weight:600;text-decoration:none;display:inline-block;color:#fff!important}.btn:hover{background:var(--navy-2);border-color:var(--navy-2)}.btn:disabled{opacity:.6;cursor:default}.btn-small{padding:8px 16px;font-size:.92rem}.btn-ghost{background:0 0;color:var(--navy)!important}.btn-ghost:hover{background:var(--alt)}.btn-light{background:#fff;border-color:#fff;color:var(--navy)!important}.btn-light:hover{background:var(--alt)}.hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:88px 0}.hero h1{color:#fff;max-width:780px}.hero .lead{color:#d6def0;max-width:680px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--gold);margin:0 0 14px;font-size:.85rem;font-weight:600}.lead{color:var(--muted);font-size:1.2rem}.cta-row{flex-wrap:wrap;gap:14px;margin:28px 0 18px;display:flex}.hero .btn{background:var(--gold);border-color:var(--gold);color:#fff!important}.hero .btn:hover{filter:brightness(1.08)}.hero .btn-ghost{background:0 0;border-color:#fff}.hero-note{color:#b9c6e2;margin:0;font-size:.95rem}.section{padding:72px 0}.alt{background:var(--alt)}.page-head{background:var(--alt);border-bottom:1px solid var(--line);padding:56px 0 40px}.grid-3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px;margin-top:26px;display:grid}.two-col{grid-template-columns:repeat(auto-fit,minmax(320px,1fr));align-items:start;gap:34px;display:grid}.card{border:1px solid var(--line);background:#fff;border-radius:10px;padding:26px}.highlight{border-left:4px solid var(--gold)}.price{font-family:var(--serif);color:var(--navy);margin:.2em 0;font-size:1.5rem}.steps{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;margin-top:30px;display:grid}.step span{background:var(--navy);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;margin-bottom:10px;font-weight:700;display:inline-flex}.checks{margin:16px 0;padding:0;list-style:none}.checks li{border-bottom:1px solid var(--line);padding:8px 0 8px 28px;position:relative}.checks li:before{content:"✓";color:var(--gold);font-weight:700;position:absolute;left:0}.link{font-weight:600}.note{background:var(--alt);border-left:4px solid var(--gold);border-radius:4px;padding:14px 18px;font-size:.95rem}.cta-band{background:var(--navy);color:#fff;text-align:center;padding:64px 0}.cta-band h2{color:#fff}.form{gap:16px;display:grid}.form label{gap:6px;font-size:.95rem;font-weight:600;display:grid}.form input,.form select,.form textarea{font:inherit;border:1px solid #c5ccda;border-radius:6px;width:100%;padding:11px 12px}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}.hp{opacity:0;width:0;height:0;position:absolute;left:-9999px}.error{color:#b3261e;margin:0}.footer{color:#c9d3e8;background:#0f1d38;padding:52px 0 30px}.footer a{color:#e6ecf8}.footer h4{color:#fff;font-family:var(--serif);margin:0 0 10px}.footer p{margin:.3em 0}.footer .muted{color:#9aa8c6}.brand-footer{color:#fff;margin-bottom:8px}.footer-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:30px;display:grid}.disclaimer{color:#9aa8c6;border-top:1px solid #23375f;margin-top:34px;padding-top:20px;font-size:.85rem}@media (max-width:640px){.nav{gap:12px}.nav a:not(.btn){display:none}.hero{padding:60px 0}.section{padding:52px 0}}